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Jeff Cameron and The Cameron Team
Showing posts with label The Cameron Team. Show all posts
Showing posts with label The Cameron Team. Show all posts
Wednesday, November 11, 2009
Thursday, June 4, 2009
Jeff Is Getting Ready For Another Trip To ALASKA!!
Jeff is getting ready for another fishing trip to Alaska! Last time he went he caught a 110 pound Halibut that was about 5 feet tall! Hopefully he will get a bigger one this year!
Wednesday, May 27, 2009
RETURN OF AMERIDREAM
I just got the following email about AmeriDream and there persuit of Down Payment Assistance. This program was eliminated through political powers due to a desire to shift blame from those perpetrating fraud, to those who where defrauded. It is shocking to see how the the press and political groups can sway the public from the truth. Let's stop pointing fingers and fix the problem.
AmeriDream is good for America!
Just my opinion...Jeff Cameron
Here is the email:
FOR IMMEDIATE RELEASE:
Tuesday, May 26, 2009 CONTACT: Henry Fawell
(410) 545-5830
AmeriDream: U.S. housing market needs downpayment assistance
GAITHERSBURG , MD – With home prices falling nearly 20% in the 1st quarter of 2009, Ann Ashburn, President of AmeriDream, today outlined four reasons why the U.S. economy and the next generation of homeowners would benefit from downpayment assistance funded in part by sellers (DPA). Congress is currently considering H.R. 600, bipartisan legislation that would make DPA an allowable gift source for creditworthy borrowers of Federal Housing Administration loans.
“AmeriDream continues to provide full support to H.R. 600, which will stabilize home values, protect taxpayers, encourage responsible homeownership, and create jobs,” said Ashburn. “These are four compelling reasons to make DPA an important part of our national economic recovery strategy. AmeriDream will continue with the critical outreach and education efforts necessary to make a responsible DPA program available to qualified homebuyers.”
Stabilize home values: DPA can help stop the downward spiral in home values across the country by encouraging qualified homebuyers with FHA loans to enter the housing market. An estimated 300,000 homebuyers are eliminated from the housing market every year without DPA programs in place.
Protect taxpayers: H.R. 600 allows private partnerships between sellers and non-profits to provide downpayment gifts to qualified homebuyers at no cost to the taxpayer. That makes H.R. 600 a fiscally responsible alternative to government-subsidized downpayment assistance programs being considered by the U.S. Department of Housing & Urban Development.
Encourage responsible homeownership: H.R. 600 will enable 300,000 additional families and individuals – all qualified and approved for FHA loans – to become homeowners each year. The bill also requires that DPA recipients be offered homebuyer education courses to help them understand the financial responsibilities of homeownership. Lastly, H.R. 600 implements tougher credit requirements for DPA recipients, strict FHA underwriting guidelines, and stiff penalties for improper home appraisals.
Create jobs: DPA will create 235,000 jobs, generate over $4 billion annually in local and state revenues, and provide $2 billion annually in private capital for sustainable homeownership. DPA’s absence prompts fewer home sales, lower home values, more foreclosures, job losses, and lower revenues for cash-strapped local governments. H.R. 600 is a vital mechanism to stabilizing the U.S. housing market.
H.R. 600 is sponsored by Reps. Al Green, Maxine Waters, and Gary Miller. The program would use no tax dollars. A broad coalition of organizations H.R. 600, including the National Association of Homebuilders, the U.S. Conference of Mayors, the Congressional Black Caucus, the Congressional Hispanic Caucus, and the Labor Council for Latin American Advancement. Learn more about H.R. 600 at www.ameridream.org.
BACKGROUND: AmeriDream, a 501(c)(3) charity, was established in 1999 to provide housing-related programs to low and moderate income individuals and families. AmeriDream provides a wide range of programs, including homebuyer education, loss mitigation counseling, community development, and privately-funded down payment assistance. These programs are provided at no cost to the taxpayer. AmeriDream not only seeks to help families purchase homes, but also provide them with the education and other resources needed to be responsible homeowners.
AmeriDream is good for America!
Just my opinion...Jeff Cameron
Here is the email:
FOR IMMEDIATE RELEASE:
Tuesday, May 26, 2009 CONTACT: Henry Fawell
(410) 545-5830
AmeriDream: U.S. housing market needs downpayment assistance
GAITHERSBURG , MD – With home prices falling nearly 20% in the 1st quarter of 2009, Ann Ashburn, President of AmeriDream, today outlined four reasons why the U.S. economy and the next generation of homeowners would benefit from downpayment assistance funded in part by sellers (DPA). Congress is currently considering H.R. 600, bipartisan legislation that would make DPA an allowable gift source for creditworthy borrowers of Federal Housing Administration loans.
“AmeriDream continues to provide full support to H.R. 600, which will stabilize home values, protect taxpayers, encourage responsible homeownership, and create jobs,” said Ashburn. “These are four compelling reasons to make DPA an important part of our national economic recovery strategy. AmeriDream will continue with the critical outreach and education efforts necessary to make a responsible DPA program available to qualified homebuyers.”
Stabilize home values: DPA can help stop the downward spiral in home values across the country by encouraging qualified homebuyers with FHA loans to enter the housing market. An estimated 300,000 homebuyers are eliminated from the housing market every year without DPA programs in place.
Protect taxpayers: H.R. 600 allows private partnerships between sellers and non-profits to provide downpayment gifts to qualified homebuyers at no cost to the taxpayer. That makes H.R. 600 a fiscally responsible alternative to government-subsidized downpayment assistance programs being considered by the U.S. Department of Housing & Urban Development.
Encourage responsible homeownership: H.R. 600 will enable 300,000 additional families and individuals – all qualified and approved for FHA loans – to become homeowners each year. The bill also requires that DPA recipients be offered homebuyer education courses to help them understand the financial responsibilities of homeownership. Lastly, H.R. 600 implements tougher credit requirements for DPA recipients, strict FHA underwriting guidelines, and stiff penalties for improper home appraisals.
Create jobs: DPA will create 235,000 jobs, generate over $4 billion annually in local and state revenues, and provide $2 billion annually in private capital for sustainable homeownership. DPA’s absence prompts fewer home sales, lower home values, more foreclosures, job losses, and lower revenues for cash-strapped local governments. H.R. 600 is a vital mechanism to stabilizing the U.S. housing market.
H.R. 600 is sponsored by Reps. Al Green, Maxine Waters, and Gary Miller. The program would use no tax dollars. A broad coalition of organizations H.R. 600, including the National Association of Homebuilders, the U.S. Conference of Mayors, the Congressional Black Caucus, the Congressional Hispanic Caucus, and the Labor Council for Latin American Advancement. Learn more about H.R. 600 at www.ameridream.org.
BACKGROUND: AmeriDream, a 501(c)(3) charity, was established in 1999 to provide housing-related programs to low and moderate income individuals and families. AmeriDream provides a wide range of programs, including homebuyer education, loss mitigation counseling, community development, and privately-funded down payment assistance. These programs are provided at no cost to the taxpayer. AmeriDream not only seeks to help families purchase homes, but also provide them with the education and other resources needed to be responsible homeowners.
Tuesday, May 26, 2009
Three More Homes Just Listed By The Cameron Team!
The Cameron Team has put 3 more homes on the market!!
Campina
Dew Drop
AND... 71st Drive!
These homes are a Steal of a Deal!!
Campina
Dew Drop
AND... 71st Drive!
These homes are a Steal of a Deal!!
Friday, May 22, 2009
The Word is OUT: Phoenix's housing bust goes boom
Yes, the word is out. Our market is showing signs of bottoming in its over sold state. Buyers are getting out bid on homes all over the valley. This is the time to get back in the market.
Are you interested in seeing homes before most agents even know they are available?? You can, just go to http://www.arizonabankdeals.com/
Please enjoy this story on how the Phoenix housing market is going from BUST to BOOM! And don't miss out this time around!
Phoenix's housing bust goes boom
By Nicholas Riccardi
May 18, 2009
Reporting from Phoenix -- After four years of renting because they were priced out of the real estate market, Jamia Jenkins and Scott Renshaw concluded the time had arrived for them to buy.
They saw that home prices had dropped so fast here -- faster than in any other big city in the nation -- that mortgage payments would be less than the $900 they paid in rent. The city is littered with foreclosed houses, so the couple figured they could easily snatch up something in the low $100,000s.
Three months later, they're still looking.
They have submitted 13 offers and been overbid each time.
"It's just pathetic," said Jenkins, 53. "Investors are going out there and outbidding everyone."
Phoenix's housing bust has turned into a quasi-boom, a sign that its market may have hit bottom and a sneak preview of what a national housing recovery could look like.
More homes are selling than at any time since 2006. Prices are slowly stabilizing. Buyers are once again finding themselves in frantic bidding wars -- only this time over foreclosed houses selling at deep discounts rather than ranch homes listing for vast sums.
Read the rest of the story: http://www.latimes.com/news/nationworld/nation/la-na-phoenix18-2009may18,0,7979477.story
Are you interested in seeing homes before most agents even know they are available?? You can, just go to http://www.arizonabankdeals.com/
Please enjoy this story on how the Phoenix housing market is going from BUST to BOOM! And don't miss out this time around!
Phoenix's housing bust goes boom
By Nicholas Riccardi
May 18, 2009
Reporting from Phoenix -- After four years of renting because they were priced out of the real estate market, Jamia Jenkins and Scott Renshaw concluded the time had arrived for them to buy.
They saw that home prices had dropped so fast here -- faster than in any other big city in the nation -- that mortgage payments would be less than the $900 they paid in rent. The city is littered with foreclosed houses, so the couple figured they could easily snatch up something in the low $100,000s.
Three months later, they're still looking.
They have submitted 13 offers and been overbid each time.
"It's just pathetic," said Jenkins, 53. "Investors are going out there and outbidding everyone."
Phoenix's housing bust has turned into a quasi-boom, a sign that its market may have hit bottom and a sneak preview of what a national housing recovery could look like.
More homes are selling than at any time since 2006. Prices are slowly stabilizing. Buyers are once again finding themselves in frantic bidding wars -- only this time over foreclosed houses selling at deep discounts rather than ranch homes listing for vast sums.
Read the rest of the story: http://www.latimes.com/news/nationworld/nation/la-na-phoenix18-2009may18,0,7979477.story
Wednesday, May 20, 2009
Bank-Owned Home Listed by the Cameron Team Just Reduced In Price!!
This 3 bed 2 bath home is clean and well maintained. Home has Living and Family Room. Kitchen is bright and open with gas stove, island, pantry, and breakfast area. Carpet in all the right places, wood blind, ceiling fans with lights. Private Backyard with covered patio, and cabinets in garage. Your buyer will LOVE this home.
Tuesday, May 19, 2009
SO MUCH FOR THE TAX CREDIT AS A DOWN PAYMENT
Looks like they flip flopped on this deal. This would have really brought in more buyers at the lower price ranges. We have 3 buyers right now in the saving mode, that would have bought today if they could have used the tax credit for their downpayment. This would have increased demand and helped sell those foreclosures and bank owned properties.
Tax credit ineligible for down payment
Feds reverse rule to assist first-time home buyers
by J. Craig Anderson - May. 19, 2009 12:00 AM
The Arizona Republic
Federal officials on Monday reversed an earlier decision to allow first-time home buyers to use an $8,000 tax credit to borrow the down payment on a home.
A week earlier, U.S. Department of Housing and Urban Development Secretary Shaun Donovan had told the National Association of Home Builders that HUD would let banks and local governments offer short-term "bridge loans" to cover the down payment for first-time buyers eligible for the tax credit. The loans would have been available to applicants for federally insured mortgages such as Federal Housing Administration loans.
Lenders, home builders and real- estate agents had reacted favorably to the bridge-loan proposal, saying it would open up the housing market to more first-time buyers.
Tax credit ineligible for down payment
Feds reverse rule to assist first-time home buyers
by J. Craig Anderson - May. 19, 2009 12:00 AM
The Arizona Republic
Federal officials on Monday reversed an earlier decision to allow first-time home buyers to use an $8,000 tax credit to borrow the down payment on a home.
A week earlier, U.S. Department of Housing and Urban Development Secretary Shaun Donovan had told the National Association of Home Builders that HUD would let banks and local governments offer short-term "bridge loans" to cover the down payment for first-time buyers eligible for the tax credit. The loans would have been available to applicants for federally insured mortgages such as Federal Housing Administration loans.
Lenders, home builders and real- estate agents had reacted favorably to the bridge-loan proposal, saying it would open up the housing market to more first-time buyers.
WITH HOUSING TURN AROUND WILL COME RETAIL SALES AND JOBS
This is just the beginning. With all these homes selling that are in need of repair, Home Depot and lowe's are going to be increasing sales and profits. We are moving in the right direction.
Just my opinion...Jeff Cameron
Depot Profit Rises on Cost Cuts
Text Size 
Home Depot's quarterly profit beat Wall Street estimates on Tuesday as the world's largest home improvement chain reined in expenses.
 |
Neubie Home Depot Store |
The results came the day after rival Lowe's reported better-than-expected quarterly earnings as it saw some strength in outdoor projects during the spring, even though consumers still kept away big-ticket home renovations.
Read the rest of the story: http://www.cnbc.com/id/30819686
Monday, May 18, 2009
MORE GOOD NEWS FOR FIRST TIME HOME BUYERS, USE TAX CREDIT AS DOWNPAYMENT
Yes, that is NAR working to find answers to the mortgage meltdown. HUD is working on a program with preferred lenders to use the First Time Home Buyer Tax Credit of $8,000 as a down payment.
This would add to demand. This whole issue right now is about supply and demand. Oh and don't listen to those naysayers that blamed this whole mess on 100% financing. This problem was not caused by 100% financing or stated income. It was caused because lenders fraudulently putting people in loans not designed for them. What I mean is the stated income loans were designed for people that were paid through 1099. Those people are unjustly qualified by lenders and thus many times need stated income. A 1099 self employed individual may have $2,000 a month is payments as part of their expenses. Lenders require them to count that expense twice, once in their P & L and again when qualifying for the loan. Thus, stated income was needed. However, in the heyday, when a buyer did not qualify through conventional means the lender just switched them to stated income. Even though the buyer was a W-2 employee. Most buyers had no idea this was happening, nor that it was fraudulent.
OMG, I went off on a tangent again. Read the article below from NAR about HUD allowing buyers to use their tax credit towards their downpayment.
Just my opinion...Jeff Cameron
WASHINGTON, May 12, 2009
This would add to demand. This whole issue right now is about supply and demand. Oh and don't listen to those naysayers that blamed this whole mess on 100% financing. This problem was not caused by 100% financing or stated income. It was caused because lenders fraudulently putting people in loans not designed for them. What I mean is the stated income loans were designed for people that were paid through 1099. Those people are unjustly qualified by lenders and thus many times need stated income. A 1099 self employed individual may have $2,000 a month is payments as part of their expenses. Lenders require them to count that expense twice, once in their P & L and again when qualifying for the loan. Thus, stated income was needed. However, in the heyday, when a buyer did not qualify through conventional means the lender just switched them to stated income. Even though the buyer was a W-2 employee. Most buyers had no idea this was happening, nor that it was fraudulent.
OMG, I went off on a tangent again. Read the article below from NAR about HUD allowing buyers to use their tax credit towards their downpayment.
Just my opinion...Jeff Cameron
WASHINGTON, May 12, 2009
Shaun Donovan, secretary of the U.S. Department of Housing and Urban Development, said that the
Federal Housing Administration is going to permit its lenders to allow homeowners to use the $8,000 tax credit as a downpayment.
Donovan’s remarks came in an address to several thousand Realtors® gathered this morning at The Real Estate Summit: Advancing the U.S. Economy, a special daylong session at the Realtors® Midyear Legislative Meetings & Trade Expo here.
Secretary Donovan said that important changes, which the National Association of Realtors® has been calling for, will help consumers purchase a home. “We all want to enable FHA consumers to access the home buyer tax credit funds when they close on their home loans so that the cash can be used as a downpayment,” Donovan said. According to Donovan, the FHA’s approved lenders will be permitted to “monetize” the tax credit through short-term bridge loans. This will allow eligible home buyers to access the funds immediately at the closing table.
Donovan said the Obama administration plans to further stabilize the housing market. “I do think we have some early signs hat the market overall is stabilizing,” said Donovan. “Since January we’ve seen both home sales moving up and down around a relatively stable number and we are seeing the first signs that the rapid decline in home prices is starting to abate.”
Friday, May 15, 2009
THE CAMERON TEAM MAKES ABC 15 NEWS
In a real estate report on ABC 15 news, The Cameron Team listing on Palm Ridge in Sienna Canyon at McDowell Mountain Ranch was shown. This article was about the housing market hitting bottom. They state the 85255 area sales prices are up 11% YTD. I don't know that I agree with that, but we love the recognition! Thanks ABC 15 news.
Jeff Cameron
See our listing and sign at the link below.
http://www.abc15.com/mediacenter/local.aspx
Click on the story, "Do you know what your home is worth in Arizona?"
Jeff Cameron
See our listing and sign at the link below.
http://www.abc15.com/mediacenter/local.aspx
Click on the story, "Do you know what your home is worth in Arizona?"
INVENTORY OF SINGLE FAMILY HOMES DOWN 33% YEAR TO DATE
How about that for a head liner. It is the truth. On January 1, 2009, there were 43,000 Single Family Homes on the market in the MLS here in the Metro Phoenix area through ARMLS. Today that number is 28,851. That is a 33% drop in inventory over the past 4.5 months! The real estate market here is the valley is turning positive.
I listed a home just north of Grayhawk in Scottsdale on Tuesday. We have 4 offers and will be selling the home for over list price. It was listed based on the last comps. Yes, it is a bank owned Foreclosure home, but what difference does it make? It is selling for more than the last sale, that is called appreciation.
To get bank owned homes emailed to you before most Realtors even know they exist, go to www.ArizonaBankDeals.com
I listed a home just north of Grayhawk in Scottsdale on Tuesday. We have 4 offers and will be selling the home for over list price. It was listed based on the last comps. Yes, it is a bank owned Foreclosure home, but what difference does it make? It is selling for more than the last sale, that is called appreciation.
To get bank owned homes emailed to you before most Realtors even know they exist, go to www.ArizonaBankDeals.com
Wednesday, May 13, 2009
REPUBLIC: VALLEY'S RESALE NUMBERS BRING HOMES OF RECOVERY
Hey hey hey, two days in a row with positive news about the real estate market here in Metro Phoenix, are the news people dipping into the coolaid???
Today the republic reported last month 6,640 existing homes changed hands, well below what the MLS shows, but any how that was up from their 5,940 number for March. Most important, they are finally reporting that "home sales have doubled from April 2008." Then they boldly reported, "Valley foreclosures fell in both March and April, more indicators that the housing market is beginning to show signs of improvement."
Two big thumbs up for the Arizona Republic, thanks for reporting the good news. Let's keep it up. With a market this low, 5 years from now looking back we will see that every buyer was a winner!
Just my opinion...Jeff Cameron
PS
Want to see foreclosure homes before most brokers even know they exist?
www.ArizonaBankDeals.com
Today the republic reported last month 6,640 existing homes changed hands, well below what the MLS shows, but any how that was up from their 5,940 number for March. Most important, they are finally reporting that "home sales have doubled from April 2008." Then they boldly reported, "Valley foreclosures fell in both March and April, more indicators that the housing market is beginning to show signs of improvement."
Two big thumbs up for the Arizona Republic, thanks for reporting the good news. Let's keep it up. With a market this low, 5 years from now looking back we will see that every buyer was a winner!
Just my opinion...Jeff Cameron
PS
Want to see foreclosure homes before most brokers even know they exist?
www.ArizonaBankDeals.com
Tuesday, May 12, 2009
FINALLY, SOME REPORTS ON HIGHER SALES OF HOME
It is so nice to finally see some real reports on how much the home sales have jumped recently. This report shows home sales in Arizona are up 50.2%. Prices are down, but sales are up. We need demand to take over before we see price increases. They are coming soon, well coming now in some areas. Below is taken from the article quoted after this quick quote, there is a link to the whole article at the end.
Just my opinion...Jeff Cameron
The largest sales gains were seen in some of the hardest hit areas. Nevada was up 116.8 percent from a year ago. California was up 80.6 percent. Arizona was up 50.2 percent and Florida was up 25 percent.
About half of all home purchases in the first quarter of 2009 were first-time home buyers taking advantage of the deeply discounted foreclosures and short sales, as well as their $8,000 tax credit, according to the National Association of Realtors (NAR). NAR released its Metropolitan Median Prices survey for the first quarter today.
read the rest of the story: http://www.dailyfinance.com/2009/05/12/first-time-homebuyers-taking-advantage-of-foreclosures-and-short/
Just my opinion...Jeff Cameron
The largest sales gains were seen in some of the hardest hit areas. Nevada was up 116.8 percent from a year ago. California was up 80.6 percent. Arizona was up 50.2 percent and Florida was up 25 percent.
First time homebuyers taking advantage of foreclosures and short sales
About half of all home purchases in the first quarter of 2009 were first-time home buyers taking advantage of the deeply discounted foreclosures and short sales, as well as their $8,000 tax credit, according to the National Association of Realtors (NAR). NAR released its Metropolitan Median Prices survey for the first quarter today.read the rest of the story: http://www.dailyfinance.com/2009/05/12/first-time-homebuyers-taking-advantage-of-foreclosures-and-short/
Great Bank-Owned Home in Grayhawk Just Listed By The Cameron Team!
Perfect family home in N Scottsdale w/large walk-in bdrm closets, huge storage closets, & large loft area for kids, office, or exercise. Upgrades includes: 16' tile, built-in refrigerator, quite dishwasher, recessed lighting & great lighting fixtures, 9 Ft ceilings, & custom 2 1/2' wood blinds. Home is even Pre-wired for surround sound! Wonderfully landscaped front & back yard with Malibu lights. Neighborhood has sidewalks, a greenbelt, & kids play area. Close to shopping, entertainment, & schools! All offers are subject to IndyMac Banks Senior management approval and any offers or counter offers by Indymac bank are not binding unless the entire agreement is ratified by all parties. Any cash offers, must include proof of funds &buyer agrees to pay $75 doc fee at closing. No SPDS or CLUE
Friday, May 8, 2009
Another Bank Owned Home Closed Thanks To The Cameron Team!
The Cameron Team is on a role and closed another Bank-Owned home today!! We were the listing agents to this great metro phoenix property. The buyers and the bank couldn't be happier with the ease of this close!
Villa Maria~ Wonderful all block 2 bed 2 bath home in a very nice and well maintained neighborhood located in North Phoenix, close to I-17 and 101. Home has a 2 car garage, large family room, great kitchen, spacious backyard, and carpet in all the right places. No HOA and all ready for a new family.
Thursday, May 7, 2009
2 More Houses Closed Today Thanks To The Cameron Team!!!
The Cameron Team closed two more houses today! We were the listing agents for Meadow and the buyers agents for Kathleen!! WOW What a crazy week its been dealing with all these escrows. These two great homes were also the rare regular listed homes and therefore we did not have to wait for the bank to approve the price! The Happy Home Owners are moving in as we speak!
Meadow~NOT A BANK OWNED HOME OR SHORT SALE. SAVE TIME AND MONEY WITH THIS HOME. No Hassle with the Bank, No waiting for approval, No needed Repairs. Home is in GREAT condition, well maintained, and completely turn-key. This 3 bedroom + loft can easily be converted to a 4 bedroom home. Backyard offers beautiful yard with pebbletech play pool, stucco and painted walls, covered patio and colorful flowering. Inside you will find faux wood floors, gas fireplace, wood blinds, custom painting and decorative lighting. The kitchen offers raised panel cabinets, microwave and gas cooking. Home is convenient to 101 & 51 Freeways plus Desert Ridge, PV Mall, Kierland and a quick jump to downtown.
Kathleen~ North Ranch! Well maintained single level home situated on nearly 1/3 acre corner lot w/desert landscaping. N/S exposure. Vaulted ceilings in liv./din. room, fam. room, kitchen & master bdrm. French doors from eat-in kitchen to cov'd patio & lovely south facing backyard w/pool. 4bdrms 2 baths w/master split. Spacious master bdrm. w/walk-in closet & arcadia doors to pool. Master bath features his & her sinks, glass block & garden tub. Light/bright kitchen w/skylight and walk-in pantry. Kitchen opens onto family room w/wood burning fireplace. Water softener & R/O system. Add'l storage in 3 car garage. A great home in a great location. Near Kierland Commons, Scottsdale 101, Desert Ridge, Fashion Square, restaurants, movies, groceries, golf & much more.
Meadow~NOT A BANK OWNED HOME OR SHORT SALE. SAVE TIME AND MONEY WITH THIS HOME. No Hassle with the Bank, No waiting for approval, No needed Repairs. Home is in GREAT condition, well maintained, and completely turn-key. This 3 bedroom + loft can easily be converted to a 4 bedroom home. Backyard offers beautiful yard with pebbletech play pool, stucco and painted walls, covered patio and colorful flowering. Inside you will find faux wood floors, gas fireplace, wood blinds, custom painting and decorative lighting. The kitchen offers raised panel cabinets, microwave and gas cooking. Home is convenient to 101 & 51 Freeways plus Desert Ridge, PV Mall, Kierland and a quick jump to downtown.
Kathleen~ North Ranch! Well maintained single level home situated on nearly 1/3 acre corner lot w/desert landscaping. N/S exposure. Vaulted ceilings in liv./din. room, fam. room, kitchen & master bdrm. French doors from eat-in kitchen to cov'd patio & lovely south facing backyard w/pool. 4bdrms 2 baths w/master split. Spacious master bdrm. w/walk-in closet & arcadia doors to pool. Master bath features his & her sinks, glass block & garden tub. Light/bright kitchen w/skylight and walk-in pantry. Kitchen opens onto family room w/wood burning fireplace. Water softener & R/O system. Add'l storage in 3 car garage. A great home in a great location. Near Kierland Commons, Scottsdale 101, Desert Ridge, Fashion Square, restaurants, movies, groceries, golf & much more.
The Cameron Team Closes 4 Homes In The Last Week!
The Cameron Team has succesfully closed 4 homes in the metro phoenix area in the last week! Three of the four homes were bank owned! Cheerywood was sold by Jeff and Galvin was sold by Tony! We were the listing agents on San Miguel and Citrus Canyon!
GOOOOOOOOOOOO CAMERON TEAM!
Cherrywood~METICULOUS Chandler home that is Move-IN ready with 3 bedrooms, 3 full bathrooms, den/office with built ins, formal living & dining room, eat in kitchen and family room. Open floor plan, Split master bedroom with bay window overlooking the backyard, large master bath and custom closet. Lovely, private backyard landscaping with HEATED pool, large covered patio and red brick walkway. 3 car garage with insulated attic. Electrical upgrades with designated circuits to the office, game room, home theater and garage. Soft water & R/O system. Liquid stucco on exterior with 25 year warranty.
Citrus Canyon~ Very private, corner lot with lots of potential. Awesome 1,638 sq.ft.floorplan with 3 bedrooms, 2 baths plus front seperate formal living/dining and family room. Very open and spacious floorplan! This home and the community offer so much for such a little purchase price!
San Miguel~ Not your everyday REO, this beautiful central corridor remodel is turn key! 18'' tile floors throughout except the bedrooms. Granite slab in kitchen and baths! Kitchen fully remodeled with Hickory cabinets, Stainless appliances and granite slab. Family room added with fireplace. Large yard with room for pool! New hardware and doors! no dishwasher at home. FANTASTIC LOCATION
Galvin~NOT a short sale...corporate owned...much better!! Great property on almost an acre! Private pool, Separate casita with garage and decorative paint! Home needs minor cosmetic TLC. Come get it! Property to be sold as is. No disclosures, as seller has never lived in home.
GOOOOOOOOOOOO CAMERON TEAM!
Cherrywood~METICULOUS Chandler home that is Move-IN ready with 3 bedrooms, 3 full bathrooms, den/office with built ins, formal living & dining room, eat in kitchen and family room. Open floor plan, Split master bedroom with bay window overlooking the backyard, large master bath and custom closet. Lovely, private backyard landscaping with HEATED pool, large covered patio and red brick walkway. 3 car garage with insulated attic. Electrical upgrades with designated circuits to the office, game room, home theater and garage. Soft water & R/O system. Liquid stucco on exterior with 25 year warranty.
Citrus Canyon~ Very private, corner lot with lots of potential. Awesome 1,638 sq.ft.floorplan with 3 bedrooms, 2 baths plus front seperate formal living/dining and family room. Very open and spacious floorplan! This home and the community offer so much for such a little purchase price!
San Miguel~ Not your everyday REO, this beautiful central corridor remodel is turn key! 18'' tile floors throughout except the bedrooms. Granite slab in kitchen and baths! Kitchen fully remodeled with Hickory cabinets, Stainless appliances and granite slab. Family room added with fireplace. Large yard with room for pool! New hardware and doors! no dishwasher at home. FANTASTIC LOCATION
Galvin~NOT a short sale...corporate owned...much better!! Great property on almost an acre! Private pool, Separate casita with garage and decorative paint! Home needs minor cosmetic TLC. Come get it! Property to be sold as is. No disclosures, as seller has never lived in home.
Wednesday, May 6, 2009
Federal Funds Aid Foreclosure-Home Purchases
If you are a thinking about buying home in the near future you may wanna check this out! You can get money towards your downpayment!!!! Check out this site....www.yourhomeaz.com!!!!!!! You could possibly get up to $15,000 towards your downpayment and closing costs!! WOW!!!
Funding is made available through the U.S. Housing and Urban Development Neighborhood Stabilization Program (NSP). The state of Arizona and nine other counties and communities received more than $121 million to help stabilize our hardest hit neighborhoods through a variety of efforts.
FIND OUT IF YOU ARE ELIGIBLE!!!
New programs, backed by federal funds, now are available to help people buy foreclosure homes across metropolitan Phoenix.
Money for the programs, which include down-payment and closing-costs assistance, is coming from the $121 million in Neighborhood Stabilization funds Arizona is receiving.
The money must go toward helping the state's neighborhoods hardest hit by foreclosure, and most of those areas are in the Valley.
Neighborhood Stabilization programs are being offered by the state, Maricopa and Pima counties and the cities of Avondale, Chandler, Glendale, Mesa, Phoenix, Surprise and Tucson. Information on most of the programs is on the Arizona Department of Housing's new Web site, YourWayHome Az.com. Go to the site to see if you qualify. In some cases, buyers could qualify for more than one program.
Most cities are offering qualifying buyers help in purchasing and even renovating foreclosure homes. Phoenix received the biggest share of the federal funds, $39.5 million. It is offering eligible buyers as much as $15,000 in down payment and closing costs.
The state is using more than half of the $38 million it is getting to help people with down payments on foreclosure homes. Borrowers who earn 120 percent or less of an area's average median income are eligible.
Arizona's Neighborhood Stabilization funding was approved in December, but the money wasn't available until April. Not all of the programs are fully operational yet, but prospective buyers can put their names on waiting lists.
Most programs require home-buyer counseling.
Also, watch out for company Web sites with similar names that ask for money.
All information on the state's Web site is free, said Donald Cardon, who took over as director of the Housing Department in March. He said the Neighborhood Stabilization programs will help some people afford homes who couldn't just a year ago.
The YourWayHomeAz Web site will be updated as new programs are available. Neighborhood Stabilization funds must be spent by 2011. One concern is that in some of the neighborhoods, the supply of foreclosure homes is falling as more investors purchase the properties. The recent drop in Valley foreclosures could also impact the programs.
Funding is made available through the U.S. Housing and Urban Development Neighborhood Stabilization Program (NSP). The state of Arizona and nine other counties and communities received more than $121 million to help stabilize our hardest hit neighborhoods through a variety of efforts.
FIND OUT IF YOU ARE ELIGIBLE!!!
New programs, backed by federal funds, now are available to help people buy foreclosure homes across metropolitan Phoenix.
Money for the programs, which include down-payment and closing-costs assistance, is coming from the $121 million in Neighborhood Stabilization funds Arizona is receiving.
The money must go toward helping the state's neighborhoods hardest hit by foreclosure, and most of those areas are in the Valley.
Neighborhood Stabilization programs are being offered by the state, Maricopa and Pima counties and the cities of Avondale, Chandler, Glendale, Mesa, Phoenix, Surprise and Tucson. Information on most of the programs is on the Arizona Department of Housing's new Web site, YourWayHome Az.com. Go to the site to see if you qualify. In some cases, buyers could qualify for more than one program.
Most cities are offering qualifying buyers help in purchasing and even renovating foreclosure homes. Phoenix received the biggest share of the federal funds, $39.5 million. It is offering eligible buyers as much as $15,000 in down payment and closing costs.
The state is using more than half of the $38 million it is getting to help people with down payments on foreclosure homes. Borrowers who earn 120 percent or less of an area's average median income are eligible.
Arizona's Neighborhood Stabilization funding was approved in December, but the money wasn't available until April. Not all of the programs are fully operational yet, but prospective buyers can put their names on waiting lists.
Most programs require home-buyer counseling.
Also, watch out for company Web sites with similar names that ask for money.
All information on the state's Web site is free, said Donald Cardon, who took over as director of the Housing Department in March. He said the Neighborhood Stabilization programs will help some people afford homes who couldn't just a year ago.
The YourWayHomeAz Web site will be updated as new programs are available. Neighborhood Stabilization funds must be spent by 2011. One concern is that in some of the neighborhoods, the supply of foreclosure homes is falling as more investors purchase the properties. The recent drop in Valley foreclosures could also impact the programs.
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